All posts by Henry Koren

Horrible Customer Service From Wells Fargo

It all started with my Wife writing me a check from her personal account to our fairly recently established joint bank account at Wells Fargo. I was informed that a hold would be placed on the check.

We are delaying the availability of
the funds you have deposited because
our risk models indicate that the
following check(s) may be returned
unpaid:

Soon after, my debit card stopped working. I wondered why, so I logged on to my account to check the balance. According to my online banking history, my account had plenty of money, and nothing seemed to be awry. I shrugged it off but did not call them.  Last night, my wife and I received one letter each from Wells Fargo that said that due to a “modified check” being deposited, that all of our accounts with the bank would be closed. Continue reading Horrible Customer Service From Wells Fargo

Guest Blog: Hamiltonian vs. Madisonian Constitutional Interpretations Of General Welfare

My inquiry as to the meaning of “general welfare” in the constitution garnered a huge amount of discussion on both Google+ and Facebook. Among other insightful responses, the following post by Mila Jacob Stetser bears repeating:

The Constitution was written over two centuries ago and is an actively re-interpreted and occasionally amended document. The Supreme Court exists specifically to interpret the Constitution within the context of modern situations that are not always clearly covered or even conceived of under the original language of the document as written. Health insurance didn’t even exist for almost another 100 years after the Constitution was ratified, so it stands to reason that the ‘founding fathers’ had no concept of it at the time.
Continue reading Guest Blog: Hamiltonian vs. Madisonian Constitutional Interpretations Of General Welfare

Battle Of The Cross-Post Flame Wars: Google+ vs. Facebook

I know some people hate people who cross post to different social networks, and I’ve seen threats to un-follow people who do, but whatever, that’s how I roll.  Today, I posted the same thing to Facebook and Google+:

I’m no constitutional scholar or supreme court justice. But Article 1 Section 8 of the constitution says that congress has the power to provide for the general welfare of its citizens. To me, the individual health insurance mandate seems to fall under that clause.

Facebook post:

http://www.facebook.com/henry.koren/posts/10100413231352884

Google plus post:

https://plus.google.com/114211481371943139895/posts/9qGDWepRZsf

This forked into two separate but heated discussions… Continue reading Battle Of The Cross-Post Flame Wars: Google+ vs. Facebook